Albergaria-a-Velha vs Sever do Vouga: cost of living compared
versus
Yearly saving in Sever do Vouga
€1,557/year
For a single person buying a home, Sever do Vouga works out cheaper. A home in Sever do Vouga costs €39,780 less.
You will
Household
Transport
60 m²
More adjustments
Albergaria-a-VelhaSever do Vouga
Estimated home price · 60 m²€89,280Δ €39,780€49,500
On the day you buy
Down payment€8,928€4,950
Transfer tax (IMT)€0€0
Stamp duty · purchase€714€396
Stamp duty · loan€482€267
Total upfront€10,124€5,613
Monthly payment€309€171
Mortgage payments35 years at 3.00% · 90% financed
€3,711€2,057
€1,654less in Sever do Vouga
Property tax (IMI)1VPT estimated at 50% of price
€134€74
€60less in Sever do Vouga
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Sever do Vouga
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasAlbergaria-a-Velha: network · Sever do Vouga: bottle
€209€360
€151less in Albergaria-a-Velha
Income tax refunded by the municipalityAlbergaria-a-Velha gives back 2.3%, Sever do Vouga gives back 2%
€45€40
€5less in Albergaria-a-Velha
Total per yearItems with data for both
€4,388€2,831
€1,557less in Sever do Vouga
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
25%14%
11%better in Sever do Vouga
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+83%+52%
31 pointsrose more in Albergaria-a-Velha
Crime rateRecorded crimes per 1 000 residents
32.1/100025.1/1000
7.0/1000better in Sever do Vouga
Average commuteOne way to work or school
16 min17 min
1 minbetter in Albergaria-a-Velha
Average salary (gross)Average monthly earnings, by place of work
€1,454/month€1,383/month
€71/monthbetter in Albergaria-a-Velha
Median salary (gross)Half of workers earn less than this, by place of work
€1,245/month€1,196/month
€49/monthbetter in Albergaria-a-Velha
Purchasing power (Portugal = 100)Per-capita index
85.481.1
4.3better in Albergaria-a-Velha
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Sever do Vouga
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
11.1 km14.6 km
3.5 kmbetter in Albergaria-a-Velha
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
