Albergaria-a-Velha vs Aveiro: cost of living compared
versus
Yearly saving in Albergaria-a-Velha
€2,377/year
For a single person buying a home, Albergaria-a-Velha works out cheaper. A home in Albergaria-a-Velha costs €54,180 less.
You will
Household
Transport
60 m²
More adjustments
Albergaria-a-VelhaAveiro
Estimated home price · 60 m²€89,280Δ €54,180€143,460
On the day you buy
Down payment€8,928€14,346
Transfer tax (IMT)€0€742
Stamp duty · purchase€714€1,148
Stamp duty · loan€482€775
Total upfront€10,124€17,011
Monthly payment€309€497
Mortgage payments35 years at 3.00% · 90% financed
€3,711€5,963
€2,252less in Albergaria-a-Velha
Property tax (IMI)1VPT estimated at 50% of price
€134€251
€117less in Albergaria-a-Velha
Water, sewage and wasteOfficial tariffs · 4 m³/month
€346€304
€42less in Aveiro
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€218
€9less in Albergaria-a-Velha
Income tax refunded by the municipalityAlbergaria-a-Velha gives back 2.3%, Aveiro gives back 0.3%
€45€5
€40less in Albergaria-a-Velha
Total per yearItems with data for both
€4,734€7,111
€2,377less in Albergaria-a-Velha
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
25%38%
13%better in Albergaria-a-Velha
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+83%+74%
9 pointsrose more in Albergaria-a-Velha
Crime rateRecorded crimes per 1 000 residents
32.1/100032.4/1000
0.3/1000better in Albergaria-a-Velha
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,454/month€1,619/month
€165/monthbetter in Aveiro
Median salary (gross)Half of workers earn less than this, by place of work
€1,245/month€1,297/month
€52/monthbetter in Aveiro
Purchasing power (Portugal = 100)Per-capita index
85.4117.8
32.4better in Aveiro
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Albergaria-a-Velha
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
11.1 km3.7 km
7.4 kmbetter in Aveiro
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
