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Aguiar da Beira vs Penalva do Castelo: cost of living compared
versus
Yearly difference
No home prices data for Aguiar da Beira: the total cost cannot be compared.
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Household
Transport
60 m²
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Aguiar da BeiraPenalva do Castelo
Estimated home price · 60 m²€29,040Δ €2,940€26,100
On the day you buy
Down payment€2,904€2,610
Transfer tax (IMT)€0€0
Stamp duty · purchase€232€209
Stamp duty · loan€157€141
Total upfront€3,293€2,960
Monthly payment€101€90
Mortgage payments35 years at 3.00% · 90% financed
€1,207€1,085
€122less in Penalva do CasteloProperty tax (IMI)VPT estimated at 50% of price
no data for Aguiar da Beira
Water, sewage and wasteOfficial tariffs · 4 m³/month
€137€143
€6less in Aguiar da BeiraElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in bothGasNo network: butane bottles
€360€360
same in bothIncome tax refunded by the municipalityAguiar da Beira gives back the 5%, Penalva do Castelo gives back 1%
€100€20
€80less in Aguiar da BeiraTotal per yearItems with data for both
no data for Aguiar da Beira
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
10%9%
1%better in Penalva do CasteloHouse price rise over 5 yearsMedian sale price (€/m²), over 5 years
no data for Aguiar da Beira
Crime rateRecorded crimes per 1 000 residents
26.5/100016.6/1000
9.9/1000better in Penalva do CasteloAverage commuteOne way to work or school
15 min16 min
1 minbetter in Aguiar da BeiraAverage salary (gross)Average monthly earnings, by place of work
€1,088/month€1,187/month
€99/monthbetter in Penalva do CasteloMedian salary (gross)Half of workers earn less than this, by place of work
€963/month€1,038/month
€75/monthbetter in Penalva do CasteloPurchasing power (Portugal = 100)Per-capita index
69.766.4
3.3better in Aguiar da BeiraPharmaciesPer 1,000 people
0.40/10000.30/1000
0.10/1000better in Aguiar da BeiraNearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
22.4 km18.7 km
3.7 kmbetter in Penalva do CasteloCrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
93/10087/100
6/100better in Aguiar da BeiraCrèche placesTotal crèche places (excluding childminders)
7479
5better in Penalva do CasteloNot-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
100%100%
same in bothAgeing indexOlder people per 100 young (lower = younger)
401332
69better in Penalva do CasteloBurnt land over 10 yearsShare of the land that burnt at least once in 10 years
34%35%
1.0%better in Aguiar da BeiraNot part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).
Aguiar da Beira and Penalva do Castelo in the rankings
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