For a single person buying a home, Mortágua works out cheaper. A home in Mortágua costs €35,940 less.
You will
Household
Transport
60 m²
More adjustments
ÁguedaMortágua
Estimated home price · 60 m²€84,600Δ €35,940€48,660
On the day you buy
Down payment€8,460€4,866
Transfer tax (IMT)€0€0
Stamp duty · purchase€677€389
Stamp duty · loan€457€263
Total upfront€9,594€5,518
Monthly payment€293€169
Mortgage payments35 years at 3.00% · 90% financed
€3,516€2,022
€1,494less in Mortágua
Property tax (IMI)1VPT estimated at 50% of price
€127€73
€54less in Mortágua
Water, sewage and wasteOfficial tariffs · 4 m³/month
€277€183
€94less in Mortágua
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityÁgueda gives back the 5%, Mortágua gives back the 5%
€100€100
same in both
Total per yearItems with data for both
€4,408€2,766
€1,642less in Mortágua
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
25%14%
11%better in Mortágua
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+86%+57%
29 pointsrose more in Águeda
Crime rateRecorded crimes per 1 000 residents
26.8/100019.4/1000
7.4/1000better in Mortágua
Average commuteOne way to work or school
15 min16 min
1 minbetter in Águeda
Average salary (gross)Average monthly earnings, by place of work
€1,384/month€1,448/month
€64/monthbetter in Mortágua
Median salary (gross)Half of workers earn less than this, by place of work
€1,159/month€1,185/month
€26/monthbetter in Mortágua
Purchasing power (Portugal = 100)Per-capita index
89.580.4
9.1better in Águeda
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Mortágua
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.5 km19.2 km
14.7 kmbetter in Águeda
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
